Terms & Conditions and Loan Policies
Last updated: [DATE TO BE SET]
These terms apply to your use of this website and to enquiries made through it. Specific loan terms are set out in the loan agreement you sign, which prevails over anything stated here.
1. About these terms
These terms and conditions govern your use of the SS Ventures website and any enquiry you submit through it. By using the site, you agree to these terms.
If you proceed to take a loan, the signed loan agreement between you and the lender will govern that relationship. Where anything on this site conflicts with the loan agreement, the loan agreement applies.
We may update these terms from time to time. The last-updated date at the top of this page shows when the current version was published.
2. About SS Ventures
SS Ventures is an automobile finance business that helps customers arrange finance for two-wheelers and four-wheelers, including new and pre-owned vehicles. We operate in Coimbatore, Tamil Nadu.
The legal entity name, registration details and any licence or registration numbers will be added here once confirmed:
[ENTITY AND REGISTRATION DETAILS TO BE PROVIDED]
3. Nature of information on this website
All rates, amounts, tenures and EMI figures shown on this website are indicative only. They are provided to help you understand what a loan might look like and are not an offer, a commitment to lend, or a pre-approval.
Any figure produced by a calculator or shown on a service card is illustrative. Actual terms depend on your eligibility, the documents you provide, credit assessment, vehicle valuation and other factors.
4. Making an enquiry
Submitting the enquiry form does not create a loan application or place any obligation on either side. It is simply a request for us to contact you and discuss your options.
By submitting the form, you confirm that the details given are your own and are accurate to the best of your knowledge. We will use the mobile number you provide to reach you.
5. Eligibility
Eligibility is assessed case by case. We look at factors such as your income, repayment capacity, credit history, the type, age and condition of the vehicle, and the documents you can provide.
We do not guarantee approval to any applicant. Every decision is subject to the lender's assessment and verification.
6. Documentation
The documents typically required include:
- Aadhaar card
- PAN card
- Address proof
- Income proof
- Vehicle documents
Originals may be requested for verification. Additional documents may be required depending on your profile. Providing false, incomplete or altered documents will result in rejection of the enquiry or application.
7. Privacy and use of your information
The information we collect through the enquiry form includes your name, mobile number, pincode, email address if you choose to provide it, loan type, the vehicle you are considering, and any message you add.
We use this information to respond to your enquiry, assess your eligibility, and arrange or process a loan if you choose to proceed. We may share it with lending or verification partners where this is necessary to process an application.
We retain your information only for as long as necessary to serve these purposes or as required by law. You may request access to or deletion of your data using the contact details on this site.
9. Intellectual property
The SS Ventures name, logo and all content on this website are owned by the business or its licensors. You may not reproduce, distribute or modify any part of the site without our prior written permission.
10. Limitation of liability
This site is provided as is. While we try to keep information accurate and the site available, we do not warrant uninterrupted availability or that every detail is free of error.
We are not liable for decisions you take solely on the basis of indicative information shown here. Always confirm the final terms in your loan agreement before proceeding.
11. Third-party links
The customer portal and any other linked services are operated separately from this site. They are governed by their own terms and privacy policies, which you should review before using them.
12. Interest rates and how they are calculated
This section will set out how interest is charged, how the rate is determined for each customer, and how it is disclosed in the loan agreement.
[TO BE COMPLETED WITH LEGAL ADVICE]
13. Processing fees and other charges
This section will list any processing fees, administrative charges or other costs that may apply, when they are payable, and how they are disclosed.
[TO BE COMPLETED WITH LEGAL ADVICE]
14. Repayment, EMI schedule and payment methods
This section will describe the repayment structure, how the EMI schedule is prepared, the available payment methods, and when payments are due.
[TO BE COMPLETED WITH LEGAL ADVICE]
15. Prepayment and foreclosure
This section will explain whether and how a loan can be prepaid or foreclosed, including any conditions or charges that may apply.
[TO BE COMPLETED WITH LEGAL ADVICE]
16. Late payment, default and consequences
This section will describe what happens if an EMI is late or missed, what constitutes default, and the steps that may follow.
[TO BE COMPLETED WITH LEGAL ADVICE]
17. Loan cancellation and cooling-off
This section will set out whether a customer can cancel a loan after disbursal, any cooling-off period, and how refunds or reversals are handled.
[TO BE COMPLETED WITH LEGAL ADVICE]
18. Grievance redressal
This section will provide the grievance officer's name, contact details, the process for raising a complaint, and the expected escalation timeline.
[TO BE COMPLETED WITH LEGAL ADVICE]
19. Governing law and jurisdiction
This section will state the law that governs these terms and the courts or forum that will handle any dispute.
[TO BE COMPLETED WITH LEGAL ADVICE]
Contact us about these terms
Phone: +91 7094746999
WhatsApp: 917094746999?text=Hi%2C%20I'm%20interested%20in%20a%20vehicle%20loan%20from%20SS%20Ventures
Email: support@ssventures.business
Address: SS Finance Complex,222 B, Vivekanandha Road, Ramnagar, Coimbatore - 641009
Business hours: [business hours to be updated]