Terms & Conditions and Loan Policies

Last updated: [DATE TO BE SET]

These terms apply to your use of this website and to enquiries made through it. Specific loan terms are set out in the loan agreement you sign, which prevails over anything stated here.

1. About these terms

These terms and conditions govern your use of the SS Ventures website and any enquiry you submit through it. By using the site, you agree to these terms.

If you proceed to take a loan, the signed loan agreement between you and the lender will govern that relationship. Where anything on this site conflicts with the loan agreement, the loan agreement applies.

We may update these terms from time to time. The last-updated date at the top of this page shows when the current version was published.

2. About SS Ventures

SS Ventures is an automobile finance business that helps customers arrange finance for two-wheelers and four-wheelers, including new and pre-owned vehicles. We operate in Coimbatore, Tamil Nadu.

The legal entity name, registration details and any licence or registration numbers will be added here once confirmed:

[ENTITY AND REGISTRATION DETAILS TO BE PROVIDED]

3. Nature of information on this website

All rates, amounts, tenures and EMI figures shown on this website are indicative only. They are provided to help you understand what a loan might look like and are not an offer, a commitment to lend, or a pre-approval.

Any figure produced by a calculator or shown on a service card is illustrative. Actual terms depend on your eligibility, the documents you provide, credit assessment, vehicle valuation and other factors.

4. Making an enquiry

Submitting the enquiry form does not create a loan application or place any obligation on either side. It is simply a request for us to contact you and discuss your options.

By submitting the form, you confirm that the details given are your own and are accurate to the best of your knowledge. We will use the mobile number you provide to reach you.

5. Eligibility

Eligibility is assessed case by case. We look at factors such as your income, repayment capacity, credit history, the type, age and condition of the vehicle, and the documents you can provide.

We do not guarantee approval to any applicant. Every decision is subject to the lender's assessment and verification.

6. Documentation

The documents typically required include:

  • Aadhaar card
  • PAN card
  • Address proof
  • Income proof
  • Vehicle documents

Originals may be requested for verification. Additional documents may be required depending on your profile. Providing false, incomplete or altered documents will result in rejection of the enquiry or application.

7. Privacy and use of your information

The information we collect through the enquiry form includes your name, mobile number, pincode, email address if you choose to provide it, loan type, the vehicle you are considering, and any message you add.

We use this information to respond to your enquiry, assess your eligibility, and arrange or process a loan if you choose to proceed. We may share it with lending or verification partners where this is necessary to process an application.

We retain your information only for as long as necessary to serve these purposes or as required by law. You may request access to or deletion of your data using the contact details on this site.

8. Cookies and website analytics

This site may use cookies and third-party analytics or advertising tags to understand how visitors use the site and to measure the performance of marketing campaigns.

You can control cookies through your browser settings. Disabling cookies may affect some features of the site.

9. Intellectual property

The SS Ventures name, logo and all content on this website are owned by the business or its licensors. You may not reproduce, distribute or modify any part of the site without our prior written permission.

10. Limitation of liability

This site is provided as is. While we try to keep information accurate and the site available, we do not warrant uninterrupted availability or that every detail is free of error.

We are not liable for decisions you take solely on the basis of indicative information shown here. Always confirm the final terms in your loan agreement before proceeding.

12. Interest rates and how they are calculated

This section will set out how interest is charged, how the rate is determined for each customer, and how it is disclosed in the loan agreement.

[TO BE COMPLETED WITH LEGAL ADVICE]

13. Processing fees and other charges

This section will list any processing fees, administrative charges or other costs that may apply, when they are payable, and how they are disclosed.

[TO BE COMPLETED WITH LEGAL ADVICE]

14. Repayment, EMI schedule and payment methods

This section will describe the repayment structure, how the EMI schedule is prepared, the available payment methods, and when payments are due.

[TO BE COMPLETED WITH LEGAL ADVICE]

15. Prepayment and foreclosure

This section will explain whether and how a loan can be prepaid or foreclosed, including any conditions or charges that may apply.

[TO BE COMPLETED WITH LEGAL ADVICE]

16. Late payment, default and consequences

This section will describe what happens if an EMI is late or missed, what constitutes default, and the steps that may follow.

[TO BE COMPLETED WITH LEGAL ADVICE]

17. Loan cancellation and cooling-off

This section will set out whether a customer can cancel a loan after disbursal, any cooling-off period, and how refunds or reversals are handled.

[TO BE COMPLETED WITH LEGAL ADVICE]

18. Grievance redressal

This section will provide the grievance officer's name, contact details, the process for raising a complaint, and the expected escalation timeline.

[TO BE COMPLETED WITH LEGAL ADVICE]

19. Governing law and jurisdiction

This section will state the law that governs these terms and the courts or forum that will handle any dispute.

[TO BE COMPLETED WITH LEGAL ADVICE]

Contact us about these terms

Phone: +91 7094746999

WhatsApp: 917094746999?text=Hi%2C%20I'm%20interested%20in%20a%20vehicle%20loan%20from%20SS%20Ventures

Email: support@ssventures.business

Address: SS Finance Complex,222 B, Vivekanandha Road, Ramnagar, Coimbatore - 641009 

Business hours: [business hours to be updated]